Maker Research (Account Lookup).
This service combines the nationwide Paycheck Secure network with multiple third-party databases to verify information on the maker (or check issuer) before you cash the check. Third-party databases look for any negative information reported on a particular maker (invalid account, NSF, account status, etc). The Paycheck Secure software analyzes maker history within the entire network (currently over 2,500 locations), for any negative information, including outstanding returns or bad account history. Based on the returned data, Paycheck Secure will provide you with a recommendation to Accept, Accept with Warning, or Decline the check.