Paycheck Secure

Reduces Fraud
• “Our expectations have been met... and exceeded. In a short period, Paycheck Secure has delivered on reducing fraudulent check losses, and you can’t ask for better than that.” ~ James Wiles, Director of Loss Prevention, Bi-Lo Supermarkets
• “Since we installed Paycheck Secure we haven’t taken a single counterfeit or fraudulent check. This same time last year I had already lost $3,700.” ~ Steve Garewell, Owner, Big G Food
• “Paycheck Secure has helped to significantly reduce, if not eliminate, fraud in the stores where it has been installed. We’ve received zero complaints from customers.” ~ Cary Gray, Security Specialist, Marsh Supermarkets
• “This is the best check cashing system we have had. It made sense to expand the service not only to provide more convenience for our
customers, but also to help prevent check fraud across all of our stores.” ~ Ken Mouton, General Manager, Hebert’s Supermarkets

Check Cashing Customers Like Paycheck Secure
• “Honest customers love the system. It takes them under a minute to cash a check and be on their way. Paycheck Secure has helped us keep profits that would have otherwise walked out the door with a bad transaction.” ~ Tom Duthler, Owner, Duthler Family Food
• “Our customers like the system because they’re not hassled every time they need to cash a check. They simply put their finger on the reader and they get their money. We make it easy for them, so they continue to come back — in many cases, with new customers.” ~ Roguel Sanchez, President, El Pueblo Market
• “People simply like the fact they can cash a check without the hassle. We’ve never had a complaint, and I can’t begin to tell you how many times people have come up to me thanked me for making cashing a check so easy.” ~ Jimmy Wright, Owner, Wright’s Foods
• “Customers like it. They can come in, cash their check, and pick up groceries. Since they don’t have to make an extra stop at the bank, I don’t run the risk of losing their business to the grocery store down the street. We’re a one-stop-shop for check cashing and groceries.” ~ Dwayne Brazil, Store Manager, Gaston IGA
• “Paycheck Secure provides my customers a new level of convenience and discretion. It creates a sense of trust and privacy which makes customers want to come to my store more often.” ~ Roger Lowe, Jr., CEO of Lowe’s Pay and Save, Inc.

Improves the Bottom Line
• “Our check cashing business has never been better. We’re cashing more checks and making more money.” ~ Benjamin Ilkovitch, Brightseat Liquors
• “I’ve seen systems demoed from other companies and nothing compares to Paycheck Secure. It’s a great system and worth every penny.” ~ Rafik Shuman, Owner, PAL Market
• “There’s no doubt Paycheck Secure has helped increase sales in the short time we’ve been using the system.” ~ Zaher Murray, Owner, Mirage Jewelry
• “Our check cashing business has increased by 26% since we started using Paycheck Secure.” ~ Manager, Cardenas Supermarkets
• “The quarter before installing BioPay’s Paycheck Secure check cashing system, we lost $12,000 due to bad checks. Since installing the system, our losses have dropped by almost 97 percent and the system has paid for itself in the same brief timeframe. It’s amazing.” ~ Ed Vela, General Manager, Jax Market in Los Angeles, CA

AML Compliance Program

• “With Paycheck Secure and the AML Compliance Program my business is now in compliance. It helps me report large transactions to meet regulatory compliance requirements and keep detailed records; a task that would be very tedious and time consuming if I had to do it myself.” ~ Beto Chavez, General Manager, Chavez Supermarkets, Redwood City CA
• “Thanks to Capital Retail Solutions, I was able to establish a new banking relationship and pass my IRS audit. I don’t know what I would have done without their help and program. They were professional and took care of all my compliance requirements. Thanks to them my business continues to thrive.” ~ Ramon Garcia, Owner, El Rinconcito, Lodi CA
• “Capital Retail Solutions’ AML Compliance Program helped me obtain our company’s MSB bank account. The program was very organized and helps me with my daily office procedures. Additionally, their service was clear and efficient, meeting all of our compliance needs.” ~ Jeff Louie, Owner, ABC Check Cashing, Sacramento CA
• “Our store was being audited by our bank and by an IRS Compliance auditor. Capital Retail Solutions was there to help [us] from beginning to end. Their program exceeded our expectations and helped our overall business. Their service is excellent and I feel that there is no better service out there than Capital Retail Solutions. I strongly recommend their products and service to any MSB store owner.” ~ Ramiro Castillo, Owner, Joyeria Latina, So. San Francisco CA

CheckFreePay

• “My association with CheckFreePay gave me the opportunity to grow my business. Walk-in traffic has tripled in just a few months. CheckFreePay allows me to provide a service to my community. Plus, they give me extra income without any investment. What more can I ask for?” ~ Cesar Romero, Owner/President, La Bodeguita Hispania
• “In reviewing the CheckFreePay system for the last few months, it has been great for us. We have received positive comments from customers on paying more than one bill at the same location. We have the CheckFreePay services in all nine of our locations and CheckFreePay has made it so easy.” ~ Ray Perguson, VP of Operations, Currency Exchange
• “The CheckFreePay Walk-In Bill Payment service is one of the bright spots for our company and our customers. Payments are processed FAST and their customer service is first rate!” ~ Joseph Doyle, President, Check Cashing USA
• “Non-contracted bill payment has provided my check cashing center with the most complete list of payments to meet the needs of my customers. CheckFreePay has made a difference.” ~ Rudy Frederico, Regional Manager, United Check Cashing #92

Success Stories